What You Should Know About Compensation For Property Damage

Property owners and renters typically seek legal help for property damage cases relating to: – Water Damage. – Hail and Wind. – Fire and smoke Damage. Property Damage Claims and General Liability. Contents Liability and Occupational Safety

In the last ten years or so, we’ve seen a sharp increase in the number of claims related to construction defects. It’s no wonder – when working on a building or a home, the last thing you want to have happen is to have a large, three-story rainstorm explode through the ceiling of a multi-story home, or to have shingles blown off in your backyard. This is especially true in today’s high-stress, low-cost economy. Homeowners insurance companies are now reporting an increase in property damage claims related to construction defects. North Miami Beach truck accident lawyer is an excellent resource for this.


Many claims are resolved quickly through negotiation between the property owner and the insurer. However, not all claims are settled properly, and as a result, there are high levels of frustration among property owners and their insurance agents. Whether the problem was with one particular manufacturer or a subcontractor, the best thing that a client can do is to hire a qualified property damage lawyer to assist them in recovering the funds for these damages.

Property Damage Claims are usually filed with the Insurance Department when the damage is either insured or unforeseen. There are many common elements involved in any property damage claim, including negligence, design deficiencies and unreasonable expenses. Negligence is a term that describes an action that shows negligence in the design or construction of the property. Design defects refers to things that went wrong before the building began. Unreasonable expenses can also include repair costs, replacement costs and transportation costs.

In order to successfully file a property damage lawyer lawsuit, you must first document all damages and losses. These documents must be filed with your insurance company within 30 days of the accident. You may also have to provide the insurance company with a list of all repairs that were made to the home or property after the incident. Keep copies of your receipts and invoices for each of the repairs made. Remember to keep your originals for your own records, as well. Make sure to note the date and the name of the person who performed the repairs.

A major component of a property damage claim is negligence. For example, if a hole wasn’t properly sealed, there will be water seeping in and potentially ruining the interior of the house. If this was known at the time of construction, the contractor could have corrected the hole and saved yourself a lot of money on future building costs. Even if the hole was fixed at the time, there are still possible injuries that could arise due to negligence.

One of the more common areas for property damage lawyer lawsuits is bodily injury liability insurance claims. Bodily injury liability insurance claims can cover the medical bills of those who suffer from an injury caused by another party’s negligence. Sometimes, this type of insurance policy covers only those who were in the car at the time of the accident, but this is not always the case. For those drivers who are not covered through their employer’s vehicle liability policy, it is wise to contact a personal injury lawyer immediately to discuss the details of bodily injury liability insurance claims. In some cases, a judge might grant your claim based upon the testimony of medical personnel who treat accident victims.

When you are considering compensation for physical or property damage caused by an insured party’s negligence, you will need to consult an attorney who specializes in these types of cases. The sooner you begin working with a law firm, the sooner you will get the compensation you deserve. There are many options available to repair or replace your damaged property or belongings, including financial compensation, repair cost or replacement value. It may be wise to consult with an attorney before determining which option is best for you.

Contact Info

The Law Firm of Rey Padron, PLLC
1990 NE 163rd St #225
North Miami Beach, FL, 33162
Phone No. :  (305) 472-3766